Making Tax Digital readiness quiz — answer seven questions about your records and qualifying income to get your personal MTD start date and a readiness score, with the specific gaps you need to close before HMRC's deadline.

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Free tool · 2 minutes

Are your records ready for Making Tax Digital?

From 6 April 2026, sole traders and landlords with income over £50,000 must keep digital records and send quarterly updates to HMRC — the £30,000 and £20,000 bands follow in 2027 and 2028. Answer seven quick questions to get your personal start date and a readiness score.

Why it matters: MTD replaces the once-a-year tax return with digital records and four updates a year, filed through compatible software. Owners still on spreadsheets, paper, or a year-end shoebox have the most to change — and the least time to do it.
2 min
to complete
7
questions
Free
no account needed
0 of 7 answered0%
1 About you
Are you registered for Self Assessment as a sole trader or landlord?
MTD for Income Tax applies to self-employment and property income reported through Self Assessment.
2 The key question
Roughly what's your yearly income from self-employment and property combined?
Use gross income — before expenses. This is what sets which MTD deadline applies to you.
3 Your bookkeeping
How do you keep your books today?
MTD requires digital records held in HMRC-compatible software.
4 Your habits
How often do you update your income and expense records?
MTD means a quarterly update, so records need to stay current through the year.
5 Your numbers
Do you know what counts as your qualifying income — and roughly what yours is?
Qualifying income is your combined gross self-employment and property income.
6 Your accounts
Are your business finances kept separate from personal?
A clean split makes digital records far simpler to keep and file.
7 The big change
How prepared do you feel to send HMRC an update every quarter?
This replaces the single annual return with four submissions a year.

Based on HMRC's published guidance. General information, not personalised tax advice.

0
READINESS

Your Making Tax Digital start date

What's holding you back
What MTD will require of you
  • 1Keep digital records of business income and expenses in compatible software.
  • 2Send HMRC a quarterly update — four times a year, not once.
  • 3File your return and pay any tax by 31 January the following year.

Stop dreading the deadline.

Aasure keeps every booking, invoice and expense in one place, with MTD-ready records and quarterly updates prepared for you — so the switch is something the software handles, not you.

See MTD-ready financials →
Sources. Thresholds and dates from HMRC, Making Tax Digital for Income Tax: step by step and when you need to use it (last updated 2026). Your start date depends on the qualifying income on a specific year's Self Assessment return, and HMRC will write to confirm. This quiz gives general information, not personalised tax advice — check the official tool or your accountant for your exact position.